$0 Due at Filing & Fast Refund Advances
Pay From Your Refund
Why pay your tax preparation fee today? With a Refund Advantage® Refund Transfer, eligible taxpayers can have their tax preparation fees deducted from their refund instead of paying upfront.
1. Prepare & File
We prepare your return and e-file it securely with the IRS.
2. Fees Deducted
Bank fee $44 + your prep fee (from $199).
3. Get Your Refund
Receive your remaining funds quickly via your chosen delivery method.
Access Your Funds Faster
Taxpayer Advance Loans: $250 to $7,500
Fast Funding • High Approval Rates • Available Jan 2, 2027
1. File Taxes
We prepare & submit your return.
2. Apply
See if you qualify for an advance.
3. Get Funds
Receive funds if approved.
No-Cost Advance
$250 • $500 • $1,000
0% APR - Get your funds at no extra cost.
Larger Advance
$1,250 – $7,500
36% APR - Designed for larger, urgent needs.
Refund Options Comparison
Disclaimer:
1. Refund Transfer fees and other applicable product/bank fees may apply and will be deducted from your refund. Fees vary based on the product and services selected. Refund transfers are subject to eligibility and approval. Your tax refund amount and timing are determined by the IRS and/or applicable state tax agency.
2. The Refund Transfer is an optional tax refund-related product offered by Pathward®, N.A., Member FDIC. The Refund Transfer is not a loan. E-filing of tax return is required to be eligible for the product. Subject to approval. Fees apply. See terms and conditions for details.
3. The Refund Advance is an optional tax-refund related loan provided by Pathward®, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,500, with interest-based applicants receiving an average of $2,157.45; $7,500 available only to well-qualified applicants with a minimum expected tax refund of $10,592. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over a 33 day term, total amount payable in a single payment is $2,581.37 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.
Refund Advantage Partnership: IncomeTAX HUB partners with Refund Advantage to offer eligible taxpayers access to Refund Transfer and Taxpayer Advance Loan products. IncomeTAX HUB is not the lender. Products are subject to eligibility, approval, applicable fees, and terms.